_ OUR STORY
From $80,000 in Debt to Financial Freedom
A Tool Born from Real Experience
In 2013, my wife and I found ourselves facing a mountain of debt that felt impossible to climb. Between our combined $80,000 in student loans, a car payment, and mounting credit card debt, the numbers were overwhelming. I started using a complex Excel spreadsheet to track every cent, recalculating our "freedom date" every month. I found that seeing the math—knowing exactly how much an extra $50 payment would shorten our timeline—was the only thing that kept us motivated.
However, I quickly realized that spreadsheets were too rigid and manual for such a life-changing goal. I wanted a way to dynamically test different scenarios and see the immediate impact of my decisions without breaking a formula. I built PlanningPlus to give others that same sense of clarity. It is a tool designed for anyone currently in the trenches of debt, providing the visual roadmap you need to stay focused and reach a debt-free future faster.
_ OUR MISSION
Making Financial Freedom Accessible to Everyone
Transparency
We believe in complete clarity when it comes to your finances. No hidden fees, no confusing calculations—just straightforward visualizations that show you exactly where you stand and where you're headed.
Empowerment
Financial freedom shouldn't require a financial advisor. PlanningPlus puts powerful analytics and scenario planning directly in your hands, so you can make informed decisions with confidence.
Results
The debt avalanche method is mathematically proven to save you the most money on interest and get you debt-free faster. PlanningPlus makes this powerful strategy easy to implement and track.
_ EXPERTISE
Built by Someone Who Gets It
With over a decade of experience in financial services marketing at credit unions like Kitsap Credit Union and First Tech Federal Credit Union, I've seen firsthand the challenges people face with debt. Combined with a background in technology at companies like Google, I brought together financial services expertise and full-stack development to create a tool that actually helps.
PlanningPlus isn't just another budgeting app—it's a visual roadmap built by someone who has been in your shoes, battled debt, and emerged on the other side. Every feature was designed with real-world debt payoff challenges in mind.
Join the Journey to Financial Freedom
Whether you're facing $10,000 or $100,000 in debt, PlanningPlus gives you the clarity and confidence to tackle it strategically. Start visualizing your debt-free future today.