_ WHO WE ARE
PlanningPlus is a debt visualization and payment plan tool that helps you understand your debt and plan your payment strategy. Start planning your future today!
We've been where you are. In 2013, drowning in $80,000 of debt, I started tracking our progress in a manual spreadsheet to find a way out. I needed a tool that didn't just show me what I owed, but showed me when I'd be free. I built PlanningPlus to replace those messy spreadsheets with a dynamic, visual platform designed to help you crush debt and plan a future without it.
_ HOW IT WORKS
"This is the strategy for those of us who are more analytical and want the most cost-efficient way to eliminate our debt."
- First Federal Bank
_ RESOURCES
Why the Debt Avalanche Method?
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- Resource
- Citi
- Date
- July 30, 2024
- Website
- View website
"By prioritizing paying off debt with the highest interest rate, this strategy can help you get out of debt faster and save money."
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- Resource
- Investopedia
- Date
- November 7, 2024
- Website
- View website
"Considered more cost-effective than other methods because it minimizes total interest paid, eliminating debt faster"
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- Resource
- Experian
- Date
- October 20, 2024
- Website
- View website
"The debt avalanche method can lead to big savings on costly interest charges."
_ OUR TEAM
Building Tools That Help People Take Control of Their Finances
With over a decade of experience in financial services marketing at credit unions like Kitsap Credit Union and First Tech Federal Credit Union, I've seen firsthand how the right tools and information can transform someone's financial life. After leading digital marketing strategies at organizations from Google to Yahoo, I combined that expertise with full-stack development to create solutions that make financial planning accessible to everyone.
PlanningPlus.app emerged from a simple belief: people shouldn't need a financial advisor to understand their debt payoff options. By combining data visualization with scenario modeling, the platform empowers users to see exactly how different payment strategies impact their timeline and total interest paid. It's the kind of transparency that credit unions have always championed—bringing clarity and control to complex financial decisions.
Whether you're tackling student loans, credit card debt, or planning major purchases, having clear, actionable information changes everything. That's what drives this work: creating tools that put financial empowerment directly in your hands.

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